resume
Phil Zaayman
Product Manager — Payments & Digital Platforms
I turn complex payment and platform problems into clear product decisions and shippable work.
Payment acceptance · Checkout · Orchestration · Reconciliation · Wallets · Digital product
Open to: Product Manager · Payments Product Manager · Product Owner
See how I think about product →
Selected Impact
Payment acceptance
Ozow · checkout · orchestration · reconciliation · merchant trust
Turn customer and merchant signals, product metrics and technical context into prioritised product decisions, requirements and delivery-ready work.
Subscription payments
Showmax / MultiChoice · cards · vouchers · discount codes · in-app payments
Managed Africa roadmap inputs and helped bring regional payment and customer-experience priorities into central product and development streams.
Multi-brand product leadership
Verpakt · eight brands · multiple platforms · Product at Exco
Led player-facing and back-office casino product work, including UX, localisation, suppliers and cross-functional delivery.
Multi-product digital platforms
BetOnline · SportsBetting · TigerGaming · Wild Casino · mobile + web
Managed product work across sportsbook, poker and casino experiences while balancing player journeys with back-office operational needs.
Payment integrations & localisation
Casino777 · PayPal · PaySafeCard · InPay · multiple languages
Worked on onboarding and payment-funnel optimisation, localisation, CMS and payment-partner integrations for a remote casino product.
Platform modernisation
Derivco · land-based products → cloud back-office platforms
Owned back-office and third-party product roadmaps and supported integration of legacy operational products into newer cloud-based environments.
Professional Experience
Ozow (Pty) Ltd
Product Manager: Payment Acceptance
Aug 2023 – Present · Remote
Product ownership across payment acceptance, customer-facing payment experiences, checkout certainty, orchestration, reconciliation and merchant trust.
- ·Translate customer feedback, merchant signals, product metrics, stakeholder input and market context into problem statements, prioritised backlog decisions, requirements and acceptance criteria.
- ·Balance customer and merchant needs with compliance requirements, technical constraints, operational context, UX collaboration and delivery capacity.
- ·Keep cross-functional stakeholders aligned around priorities, risks, trade-offs and upcoming product decisions.
Independent Consulting
Product Management Consultant
Nov 2018 – Jul 2023 · Remote
Worked with startups and established digital businesses across FinTech, payments, iGaming, informal retail, e-learning and VAS vending.
- ·Go121 / Flash Group: defined and documented onboarding, payment, wallet, transaction, reporting, training and back-office capabilities across front end, back end, database, CMS and integrations.
- ·Casino777.nl: shaped casino product roadmap work across onboarding, payments, localisation, CMS optimisation and customer journeys, including payment-partner integrations.
- ·BetOnline / SportsBetting / TigerGaming / Wild Casino: managed product work across sportsbook, poker and casino experiences for mobile and web, balancing customer and back-office needs.
Showmax / MultiChoice
Senior Business & Product Analyst
Feb 2017 – Dec 2018 · Johannesburg
Worked across digital products, internal systems, operational processes, subscriptions and third-party integrations.
- ·Managed Africa roadmap inputs and helped integrate regional priorities into central product and development streams.
- ·Supported payment and billing improvements across credit/debit cards, vouchers, discount codes and in-app payment integrations.
- ·Developed business cases and requirements while coordinating Finance, HR, Partner, Product, development teams and external payment/service providers.
Verpakt Management Services
Product Manager Casino
May 2015 – Jan 2017 · Johannesburg
Led player-facing and back-office casino product experiences across Vegas Partner Lounge, supporting eight brands across multiple platforms.
- ·Represented Product at Exco level, bringing customer experience, platform needs, roadmap priorities and delivery considerations into senior decision-making.
- ·Worked with UX, design, development and QA on acquisition, retention, localisation and platform improvements.
- ·Led junior product managers, business analysts and QA team members while managing software suppliers and third-party product/payment providers.
Derivco
Back-Office and Third Party Product Manager
Oct 2008 – Apr 2015 · Durban
Managed back-office and third-party product capabilities supporting acquisition, marketing, integrations and operational platform needs.
- ·Owned roadmaps, functional specifications, wireframes, specification reviews and product documentation across the lifecycle.
- ·Worked with clients and internal teams to track product performance, manage issues and recommend product improvements.
- ·Supported integration of land-based products into cloud-based back-office platforms and coordinated requirements across product, client, technical and third-party teams.
Earlier career — Marketing, digital strategy & customer experience (1990–2008)
- ·ThoughtCorp — Interactive Marketing Consultant
- ·TBWA — Digital Strategic Planner
- ·IBM South Africa — Systems Marketing Planner
- ·Microsoft South Africa — Customer Service Manager
- ·M-Net / MultiChoice Direct Response — Direct Marketing Representative
Capabilities
Payments
Payment acceptanceCheckoutOrchestrationReconciliationWalletsRecurring / subscription paymentsMerchant experience
Product
DiscoveryProduct strategyRoadmapsRequirementsPrioritisationStakeholder alignmentDelivery readiness
Analytics & technical
APIsSQLAnalyticsPlatform integrationsData-informed product decisionsCMS / back-office platforms
AI-enabled product practice
Research synthesisRequirements analysisStructured problem solvingRapid prototyping
AI is part of my working practice for research synthesis, requirements analysis, structured problem solving and rapid prototyping; it is not a substitute for product judgement or validation.
Representative Tools
Jira / JPD / ConfluenceAmplitude / GA / Databricks / DataDog / SQLFigma / FigJam / MiroChatGPT / ClaudeAPIs / HTML / CSS
Education
- ·M.Phil. Information Technology — University of Johannesburg, 2002–2003
- ·B.Com Honours Marketing Management — UJ / RAU, 1994–1995
- ·B.Com Marketing Management — UJ / RAU, 1990–1993
Certifications
- ·Certified Scrum Product Owner — Scrum Alliance
- ·IQBBA Certified Foundation Level Business Analyst
- ·Product Strategy & Brand Management — Wits Business School
- ·Strategic Planning Certificate — AAA School of Advertising
- ·Artificial Intelligence Micro-Certification — Product School
- ·Product Strategy Micro-Certification — Product School
- ·FinTech Product Management / Digital Payments — Udemy
- ·Continuous learning across AI, data models, APIs and product management