Phil Zaayman

Product Manager — Payments & Digital Platforms

I turn complex payment and platform problems into clear product decisions and shippable work.

Payment acceptance · Checkout · Orchestration · Reconciliation · Wallets · Digital product

Open to: Product Manager · Payments Product Manager · Product Owner

See how I think about product →

Selected Impact

Payment acceptance

Ozow · checkout · orchestration · reconciliation · merchant trust

Turn customer and merchant signals, product metrics and technical context into prioritised product decisions, requirements and delivery-ready work.

Subscription payments

Showmax / MultiChoice · cards · vouchers · discount codes · in-app payments

Managed Africa roadmap inputs and helped bring regional payment and customer-experience priorities into central product and development streams.

Multi-brand product leadership

Verpakt · eight brands · multiple platforms · Product at Exco

Led player-facing and back-office casino product work, including UX, localisation, suppliers and cross-functional delivery.

Multi-product digital platforms

BetOnline · SportsBetting · TigerGaming · Wild Casino · mobile + web

Managed product work across sportsbook, poker and casino experiences while balancing player journeys with back-office operational needs.

Payment integrations & localisation

Casino777 · PayPal · PaySafeCard · InPay · multiple languages

Worked on onboarding and payment-funnel optimisation, localisation, CMS and payment-partner integrations for a remote casino product.

Platform modernisation

Derivco · land-based products → cloud back-office platforms

Owned back-office and third-party product roadmaps and supported integration of legacy operational products into newer cloud-based environments.

Professional Experience

Ozow (Pty) Ltd

Product Manager: Payment Acceptance

Aug 2023 – Present · Remote

Product ownership across payment acceptance, customer-facing payment experiences, checkout certainty, orchestration, reconciliation and merchant trust.

  • Translate customer feedback, merchant signals, product metrics, stakeholder input and market context into problem statements, prioritised backlog decisions, requirements and acceptance criteria.
  • Balance customer and merchant needs with compliance requirements, technical constraints, operational context, UX collaboration and delivery capacity.
  • Keep cross-functional stakeholders aligned around priorities, risks, trade-offs and upcoming product decisions.

Independent Consulting

Product Management Consultant

Nov 2018 – Jul 2023 · Remote

Worked with startups and established digital businesses across FinTech, payments, iGaming, informal retail, e-learning and VAS vending.

  • Go121 / Flash Group: defined and documented onboarding, payment, wallet, transaction, reporting, training and back-office capabilities across front end, back end, database, CMS and integrations.
  • Casino777.nl: shaped casino product roadmap work across onboarding, payments, localisation, CMS optimisation and customer journeys, including payment-partner integrations.
  • BetOnline / SportsBetting / TigerGaming / Wild Casino: managed product work across sportsbook, poker and casino experiences for mobile and web, balancing customer and back-office needs.

Showmax / MultiChoice

Senior Business & Product Analyst

Feb 2017 – Dec 2018 · Johannesburg

Worked across digital products, internal systems, operational processes, subscriptions and third-party integrations.

  • Managed Africa roadmap inputs and helped integrate regional priorities into central product and development streams.
  • Supported payment and billing improvements across credit/debit cards, vouchers, discount codes and in-app payment integrations.
  • Developed business cases and requirements while coordinating Finance, HR, Partner, Product, development teams and external payment/service providers.

Verpakt Management Services

Product Manager Casino

May 2015 – Jan 2017 · Johannesburg

Led player-facing and back-office casino product experiences across Vegas Partner Lounge, supporting eight brands across multiple platforms.

  • Represented Product at Exco level, bringing customer experience, platform needs, roadmap priorities and delivery considerations into senior decision-making.
  • Worked with UX, design, development and QA on acquisition, retention, localisation and platform improvements.
  • Led junior product managers, business analysts and QA team members while managing software suppliers and third-party product/payment providers.

Derivco

Back-Office and Third Party Product Manager

Oct 2008 – Apr 2015 · Durban

Managed back-office and third-party product capabilities supporting acquisition, marketing, integrations and operational platform needs.

  • Owned roadmaps, functional specifications, wireframes, specification reviews and product documentation across the lifecycle.
  • Worked with clients and internal teams to track product performance, manage issues and recommend product improvements.
  • Supported integration of land-based products into cloud-based back-office platforms and coordinated requirements across product, client, technical and third-party teams.
Earlier career — Marketing, digital strategy & customer experience (1990–2008)
  • ThoughtCorp — Interactive Marketing Consultant
  • TBWA — Digital Strategic Planner
  • IBM South Africa — Systems Marketing Planner
  • Microsoft South Africa — Customer Service Manager
  • M-Net / MultiChoice Direct Response — Direct Marketing Representative

Capabilities

Payments

Payment acceptanceCheckoutOrchestrationReconciliationWalletsRecurring / subscription paymentsMerchant experience

Product

DiscoveryProduct strategyRoadmapsRequirementsPrioritisationStakeholder alignmentDelivery readiness

Analytics & technical

APIsSQLAnalyticsPlatform integrationsData-informed product decisionsCMS / back-office platforms

AI-enabled product practice

Research synthesisRequirements analysisStructured problem solvingRapid prototyping

AI is part of my working practice for research synthesis, requirements analysis, structured problem solving and rapid prototyping; it is not a substitute for product judgement or validation.

Representative Tools

Jira / JPD / ConfluenceAmplitude / GA / Databricks / DataDog / SQLFigma / FigJam / MiroChatGPT / ClaudeAPIs / HTML / CSS

Education

  • M.Phil. Information Technology — University of Johannesburg, 2002–2003
  • B.Com Honours Marketing Management — UJ / RAU, 1994–1995
  • B.Com Marketing Management — UJ / RAU, 1990–1993

Certifications

  • Certified Scrum Product Owner — Scrum Alliance
  • IQBBA Certified Foundation Level Business Analyst
  • Product Strategy & Brand Management — Wits Business School
  • Strategic Planning Certificate — AAA School of Advertising
  • Artificial Intelligence Micro-Certification — Product School
  • Product Strategy Micro-Certification — Product School
  • FinTech Product Management / Digital Payments — Udemy
  • Continuous learning across AI, data models, APIs and product management

Contact

Let's talk.

Open to Product Manager, Payments Product Manager and Product Owner opportunities.

Let's chat!